Rizon Crypto Credit

Borrow Instantly Without Selling

Unlock the value of your digital assets. Get an instant crypto-backed credit line with Rizon and access liquidity whenever you need it.

Get Instant Credit

Instant Approval

No paperwork, no credit checks, and no waiting. Your credit line is approved automatically based on your collateral.

Low Interest Rates

Enjoy highly competitive APRs. Interest is calculated daily only on the exact amount you borrow.

Flexible Repayments

Pay back your balance on your own schedule. There are no fixed monthly payments and no early repayment fees.

Secure Assets

Your collateral is protected by institutional-grade security. We prioritize the safety of your funds at all times.

How Credit Works

Get liquidity without giving up your crypto portfolio's upside potential.

1

Deposit Crypto

Transfer supported crypto assets like BTC or ETH to your Rizon wallet to use as collateral.

2

Get Credit Line

Instantly receive a credit limit based on your collateral's value. No credit checks required.

Spend & Repay

Use your credit to spend via the Rizon card or withdraw, and repay at your own pace.

Frequently Asked Questions

With Rizon Credit, you can use your cryptocurrency as collateral to borrow stablecoins or fiat instantly. You don't need to sell your crypto assets, meaning you can still benefit from potential price increases while accessing liquidity.
No, there are no background or credit checks required. Your credit limit is based entirely on the value of the cryptocurrency you provide as collateral.
If the value of your collateral falls below a certain threshold (Margin Call limit), you will be notified to add more collateral or repay a portion of your loan. If it falls further to the Liquidation limit, a portion of your collateral may be sold to repay the loan and secure the system.
You can repay your credit balance at any time, partially or in full, using fiat or supported cryptocurrencies directly from your wallet with no prepayment penalties.

Don't Sell Your Crypto

Access the liquidity you need right now without sacrificing the future potential of your portfolio.

Apply for Credit